Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes. Typically Jumbo Loans require a higher down payment than traditional loans.
We do Jumbo purchase and refinance loans in some of Northern California’s higher end Real Estate markets like El Dorado Hills, San Jose, and the San Francisco Bay Area.