Testimonials

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I can’t recommend Tim highly enough

I’ve known Tim since around 1977 – we went to Chico State together. When it was time for me to buy a house in town, naturally I turned to Tim for the loan arrangements. I am so glad I did.

Tim worked hard on my behalf. He explained the entire process clearly – believe me, it can be bewildering, so it’s fantastic to have some you can trust on your side to help you get through the process. He kept in touch, he was easy to reach, he explained things when I had questions, he was pro-active, he was thorough. I felt like I was a step ahead during the entire process. He did a fantastic job for us, and I can’t recommend him highly enough.

Dana Olsen Chico, Ca


Clients are ecstatic with the loans Tim has found for them

My wife is a top realtor in Chico and has clients who are ecstatic with the loans that Tim has found for them.”

Ross Lemcke Chico, Ca


I highly recommend Tim

Tim Kemper is not only very knowledgeable about everything mortgage related, but he will help guide you in the right direction for rebuilding your credit and making sure you are on track to buying your dream home. I highly recommend Tim whether you are buying a new home or refinancing.

Eden D Paradise, CA


He really cares and it shows

Tim is very knowledgeable and will go the extra mile to maker sure you have the best loan available. He really cares and it shows.

Kareem A Chico, CA


He was patient and explained everything thoroughly

Tim helped me through what appeared to be (to me) a complicated VA home loan process to refinance a home. He was patient and explained everything thoroughly; he’s extremely knowledgeable. He also took some time to get to know me as a “person,” which doesn’t happen much in business these days. Tim was prompt in answering questions either online or by phone. He does a great job of using technology to work with people outside of his immediate geographic area. I felt comfortable using the website and loved that Tim could also send me a video explaining the data being presented. The combination of Tim + technology worked very well! I highly recommend him. Thanks

Janette M. Santa Rosa, CA


He really cares about his clients

Tim was extremely responsive and always available to answer questions – even during non-business hours in handling our complicated mortgage application. He really cares about his clients and wants to do whatever he can to help them get the best mortgage for them.

Charlotte H Chico, CA


He will guide you through the process

Tim is an awesome guy. I am hoping that we can save ourselves some money with him and wish we would have known him before we purchased our home. The advice I give to all…Contact Tim and he will guide you through the process and do everything he can to make your dreams happen. Thanks Tim

Aron Bert Oroville, CA


You will be happy you worked with him.

I have asked for Tim’s help many times and he has always been on it. He responds very fast to any question I have and he never pressures you. You will be happy you worked with him.

Dustin Smith Chico, CA


Your expertise and knowledge helped us get in our first home!

When my wife and I decided to buy our first home it was a very exciting time in our life. Choosing trustworthy and hardworking people to assist throughout the process was a big decision. Tim Kemper is very diligent, proactive and was easy to work with. I recommend him to family and friends. Your expertise and knowledge helped us get in our first home! Thank you Tim Kemper!

Taj Atkins Chico, CA


Made the whole experience easy

Tim was so awesome to work with on our refi. He made the whole experience easy and fast — quick closing, returns calls right away, and is super helpful. Really, the process could not have been better, an EASY 5 stars!

Rob Otteson Sonoma, CA


Tim is very comfortable and not pushy

Tim was referred to us by a local Chico financial consultant and her business partner. They knew a lot about the medical aspects and renovations involving a reverse mortgage. We all came together as a team to ensure my mom was making the best decision about the reverse mortgage. We all learned so much as this is a very complex subject and not for everyone. I’m sure I would bump up Tim to a 5 star now, because I think he has more experience in this area. He is very comfortable and not pushy. :)

Dawn Garcia – Biologist


Thanks Patty and Tim, it was great working with you too!

Although Tim has been an acquaintance of my husband for years, refinancing our house through him proved to be a positive, professional, and smooth process. From the beginning, Tim proved knowledgeable and reliable. He answered our questions along the way as well as returning calls quickly. He was prompt and efficient, which kept the refinancing process on track and done in a timely manner. When it came time to sign the refinancing papers Tim was there as he had been through out the entire process. I highly recommend Tim and appreciate his personal attention when refinancing our home. ” Thanks for everything Tim!

Patty Markley Durham, CA


The most helpful mortgage broker in Chico, CA.

I can’t thank Tim Kemper more for his service in buying my FIRST home. Tim was professional, prompt, and insightful in purchasing my first home. He explains everything first, answers his emails promptly, answers phone calls, and is there for the buyer. The sale was between a first time home buyer and a private party without a real estate agent. Tim went above an beyond to thoroughly answer all my questions as a first time buyer(which was a lot!). He laid out exactly how the loan was structured, what the timeline was, and how my loan would work. He worked flawlessly with the title company to close my loan on time and without surprises. I will definitely be going with Tim Kemper and Stanford Mortgage when I decide to buy another home. Tim is the best!

Dan W. Chico, CA


Tim Kemper goes the extra mile!

Tim Kemper of Stanford Mortgage is a total professional and goes the extra mile at every turn. I would highly recommend Tim and have great trust in his efforts.

Ray L. Chico, CA